Paying for auto repair and other bills

Depending on the nature of the accident, you might incur a hefty auto repair bill. If the accident leads to hospitalization, there will also be medical bills to settle and, in some cases, one or both parties might be entitled to compensation for lost wages. Since you do not want to risk paying such bills when you might actually be innocent, you should consider seeking the help of a lawyer.…

Communicating with the other person’s insurance company

Insurance companies strictly warn motorists to never admit liability and to refer all cases to them. When a representative of the other person’s insurance company contacts you, you can bet that their only intention is to prove that you are the guilty party and therefore liable to pay all the bills that arise. It is therefore unwise to try and contact them.

In some cases, the other person’s insurer might contact you after getting details of the accident. Should this happen, you should only give them general info about the damage to your car or the injuries you suffered. Details about the cause of the accident should be left to the representatives of the insurance companies.…

Contacting your insurer

The first thing you need to do after getting involved in an auto accident is to contact your insurance company. Your insurer will generally need to know when and where the accident took place and also the parties involved. The insurance company might also need to know what caused the accident and this can prove quite tricky – admitting liability could put you in trouble. Determining who the guilty party is not always easy and the best you should do is to seek the advice of a lawyer before giving any written statements to the insurance company.…

Staying Safe: Driving Habits to Avoid

Auto accidents are regrettable but, fortunately, most of them can be avoided. While all it takes is a moment of recklessness to get injured, or worse, a sober mind can keep you safe. What are the most common bad driving habits that you should endeavor to avoid?

It seems almost natural that most people behind the wheel are completely impatient with other road users. From unnecessary horning to indecent gestures and shouting, most modern drivers have little respect for others. This impatience is regrettable as it usually frustrates both the driver and other road users. For your own safety, it is necessary to exercise patience even when provoked.

Changes in the weather affect driving and every driver should adapt to those changes. On a rainy day, the driver’s visibility is greatly reduced and slippery roads make it harder for the driver to effectively control the car. It is very easy to get involved in an accident in such conditions. To avoid accidents when driving in unfavorable weather, you should drive at a low speed and also keep plenty of distance between yourself and the car in front.

A driver needs to notice and respect all road signs as they are the map that tells you what lies ahead. This is particularly important on an unfamiliar road. Ignoring such signs is a recipe for disaster and as driver you should continuously keep yourself informed of the meaning of all signs.

The vast majority of road accidents are caused by speeding drivers. When you are engrossed in thought or conversation, it is easy to forget to observe speed limits. Exceeding the speed limit could incur you a fine or penalty and, in the worst case scenario, speeding leads to fatalities.

Other road users need to know the actions you intend to take and you communicate this through indicating. You can imagine what would happen if you changed lanes abruptly without doing so.

Even after indicating, and doing so correctly, you must still remember that your message might not have been communicated to the other drivers and you should make your move after confirming that it is safe for you. Just as some drivers fail to indicate, there are also plenty of drivers who fail to respect the messages delivered via indicating and you must think of your own safety first.

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What You Should Do After an Auto Accident

While we all hope that we never get involved in a car accident, it does happen sometimes and it is important to know the actions you need to take if it happens to you. An accident comes with plenty of consequences. If you or the other driver got injured, there will be medical bills to settle and both cars might need to get repaired. The law requires that the guilty party shoulders the bill but determining the guilty party is not always easy. There are also plenty of drivers who carry inadequate insurance or none at all and you might find yourself settling bills even when you are innocent.…